Your trust, step by step

Setting up your Irrevocable Life Insurance Trust is simpler than you think. Here's what to expect.

Step one

Your advisor gets us started

They submit your info through our secure form. Nothing needed from you yet.

Step two

We send documents to preview

You and your trustee get a preview email before we meet. Read at your own pace.

Step three

We meet and walk through it

A Zoom call where we explain everything and answer all your questions.

Step four

We draft your documents

Trust agreement, exhibits, certification, spousal waiver — all customized for your family.

Step five

Your closing package arrives

You get your package, your trustee gets theirs — each with exactly what to sign.

Step six

Sign with any notary

Most banks do this free. Sign, notarize, and return the originals within 10 days.

Step seven

We set up the tax ID

We apply for your trust's EIN with the IRS. Takes 10 minutes. Fully handled by us.

Step eight

Setup complete ✓

Bank account opened, policy set up, CPA engaged. Your trust is live.

Each year — about an hour

You gift money to the trust. Your trustee sends a short notice, waits 30 days, pays the premium. Your CPA handles the rest.

You gift Trustee notifies + pays CPA files